Advia Credit Union Tarjetas de crédito Visa® diseñadas para cada etapa de la vida.
Gana recompensas, ahorra con un 0% de interés inicial. APRo bien, construya un historial crediticio con una tarjeta garantizada. Advia tiene una tarjeta de crédito Visa® de cooperativa de crédito para usted. siempre sin cuota anual.
No es un miembro? Únase hoy para desbloquear todas las ventajas financieras de la banca con Advia.
Compare nuestras tarjetas Visa® Platinum de cooperativas de crédito.
Encuentra la opción de tarjeta de crédito que mejor se adapte a tu estilo de vida.
Tarjeta de crédito Visa® Platinum Advantage con puntos
Nuestra tarjeta de crédito con recompensas de la cooperativa de crédito le permite Gana hasta un 3% de reembolso en tus compras diarias.Incluye gastos como restaurantes, gasolina, supermercado y más. Gana más con cada compra gracias a una tarjeta de crédito con recompensas diseñada para el día a día.
- Obtener un bono de $ 200 en los primeros 60 días2
- Tan bajo como 0% introducción APR en compras y transferencias de saldo3
- Tarifa anual de $ 0
Tarjeta de crédito Visa® Platinum con tasa variable
Nuestra introducción al 0% APR La tarjeta de crédito te da margen para respirar. Disfruta de una introducción al 0% APR durante 12 ciclos de facturaciónUna tasa de interés variable baja y sin cuota anual. Si buscas una tarjeta que te permita ahorrar en intereses, esta es la ideal.
- Tan bajo como 0% introducción APR en compras y transferencias de saldo4
- Tarifas estándar tan bajas como 12.24% APR5
- Tarifa anual de $ 0
Tarjeta de crédito fija garantizada Visa® Platinum
Una tarjeta inteligente y segura para crear o reconstruir tu historial crediticio. Disfruta de una tasa fija, depósito reembolsable y sin cuota anual. Una forma segura de establecer tu historial crediticio y alcanzar tus metas financieras.
- Tasa fija baja
- Tarifa anual de $ 0
- Límite de crédito de $500 a $2,5006
¿Está considerando una transferencia de saldo?
Utilice nuestra calculadora de transferencia de saldo de tarjetas de crédito para ver cuánto podría ahorrar transfiriendo sus saldos a una tarjeta de crédito Advia Visa® Platinum.
Cada tarjeta de crédito Advia Visa® Platinum viene con herramientas fáciles de usar y beneficios integrados de la tarjeta de crédito Visa® Platinum:
Seguridad de tarjeta
Todas las tarjetas de crédito de la cooperativa de crédito Advia incluyen protección contra fraudes, alertas por mensaje de texto y mucho más.
Administración de la tarjeta
Gestiona de forma segura todas tus tarjetas en Banca DigitalObtenga controles personalizados y más.
CardSwap
Tanto si utilizas una tarjeta garantizada para mejorar tu historial crediticio como si quieres obtener recompensas, actualiza rápidamente la información de tu tarjeta Advia para acceder a más de 50 servicios en línea.
Monedero móvil
Sube tus tarjetas Advia Visa® a tu billetera móvil para acceder a ellas de forma segura y sin cuota anual dondequiera que vayas.
¿Todavía no te decides por la mejor opción de tarjeta de crédito de cooperativa de crédito para ti?
- Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to 10,000 points monthly in select categories. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812, 5813, and 5814). A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $25.00 and the maximum is $1,000.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
- 20,000 bonus points (redeemable for $200 cash back) valid only on Visa® Platinum Advantage Points Credit Card. Not valid on Visa® Business and Variable Rate Credit Card, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
- Visa® Platinum Advantage Points Credit Card New Cardholder Offer: Intro APR as low as 0% on purchases made with Advia Visa Platinum Advantage Points Credit Card for the first 6 billing cycles after date of card issuance. Balance transfers made within 3 months from card issuance receive intro APR for 6 billing cycles from date of first balance transfer. The non-promotional variable APR will apply beginning the first day of the new billing cycle after the 6-month intro period. The non-promotional rate has a range of 14.24% to 22.24% APR, based on your creditworthiness.
- Visa® Platinum Variable Rate Credit Card New Cardholder Offer: Intro APR as low as 0% on purchases made with Advia Visa Variable Rate Credit Card for the first 12 billing cycles after date of card issuance. Balance transfers made within 3 months from card issuance receive intro APR for 12 billing cycles from date of first balance transfer. The non-promotional variable APR will apply beginning the first day of the new billing cycle after the 12-month intro period. The non-promotional rate has a range of 12.24% to 20.24% APR, based on your creditworthiness.
- Annual Percentage Rate is based on creditworthiness of borrower. The APR is subject to change quarterly based on the Prime Rate on the first day of each calendar quarter (January, April, July, and October), to which we add a margin. An increase in the index will result in an increase in your APR.
- Credit limit of $500 to $2,500 is secured by a refundable deposit and may be applied to balance if in default. See Terms & Conditions for additional details. APR will not increase while the plan is open. Call 844.238.4228 for details.
A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Late payments or other account violations may result in the loss of the intro APR. If account is delinquent or over-limit at time of transfer, the intro rate will not apply. Promotional offer does not extend to Business Visa Platinum Credit Card. Loans held with Advia are ineligible for this promotion. Must be 18 or older. Rates as of 01/02/2026. Offer and rates are subject to change at any time. APR = Annual Percentage Rate. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval.