Explore las tarjetas de crédito Visa® Platinum de Advia para cada etapa de la vida.
Ya sea que busque ganar recompensas, no pagar intereses por adelantado o construir un historial crediticio para el futuro, Advia tiene una tarjeta de crédito Visa® que se adapta a sus necesidades. Elija entre una tarjeta de introducción baja. APR, recompensas en efectivo o una tarjeta segura para ayudarlo a comenzar, siempre sin tarifa anual.
Encuentre la Tarjeta de Crédito Visa® Platinum que se adapta a su estilo de vida.
Tarjeta de crédito Visa® Platinum con tasa variable
0% introducción APR por 12 ciclos de facturación; tasa variable después; sin cuota anual.
Llegar tan bajo como
0%
Introducción APR4
- Tan bajo como 0% introducción APR en compras y transferencias de saldo4
- Tarifas estándar tan bajas como 12.24% APR5
- Tarifa anual de $ 0
Tarjeta de crédito Visa® Platinum Advantage con puntos
Gane recompensas en compras diarias: comidas, gasolina, comestibles y más.
Recibe hasta
3%
back1
- Gana puntos 20,000 después de gastar
$2,000 en los primeros 60 días2 - Tan bajo como 0% introducción APR en compras y transferencias de saldo3
- Tarifa anual de $ 0
Tarjeta de crédito fija garantizada Visa® Platinum
Una opción inteligente para construir o reconstruir crédito con una tasa fija y depósito reembolsable.
Obtén un
Baja
Fijo APR
- Tasa fija baja
- Tarifa anual de $ 0
- Límite de crédito de $500 a $2,5006
Herramientas de gestión de tarjetas fáciles de usar incluidas con cada tarjeta de crédito Advia Visa® Platinum:
Seguridad de tarjeta
Descubra la tranquilidad que le brinda saber que su tarjeta está segura con alertas por mensaje de texto y más.
Administración de la tarjeta
Gestiona de forma segura todas tus tarjetas en Banca DigitalObtenga controles personalizados y más.
CardSwap
Actualice rápidamente la información de su tarjeta Advia para más de 50 servicios en línea.
Monedero móvil
Sube tus tarjetas Advia a tu billetera móvil para tener acceso seguro en cualquier lugar.
¿Aún no estás seguro de cuál es tu mejor opción de tarjeta de crédito Visa® Platinum?
- Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to 10,000 points monthly in select categories. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812, 5813, and 5814). A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $25.00 and the maximum is $1,000.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
- 20,000 bonus points valid only on Visa® Platinum Advantage Points Credit Card. Not valid on Visa® Business and Variable Rate Credit Card, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
- Visa® Platinum Advantage Points Credit Card New Cardholder Offer: Intro APR as low as 0% on purchases made with Advia Visa Platinum Advantage Points Credit Card for the first 6 billing cycles after date of card issuance. Balance transfers made within 3 months from card issuance receive intro APR for 6 billing cycles from date of first balance transfer. The non-promotional variable APR will apply beginning the first day of the new billing cycle after the 6-month intro period. The non-promotional rate has a range of 14.24% to 22.24% APR, based on your creditworthiness.
- Visa® Platinum Variable Rate Credit Card New Cardholder Offer: Intro APR as low as 0% on purchases made with Advia Visa Variable Rate Credit Card for the first 12 billing cycles after date of card issuance. Balance transfers made within 3 months from card issuance receive intro APR for 12 billing cycles from date of first balance transfer. The non-promotional variable APR will apply beginning the first day of the new billing cycle after the 12-month intro period. The non-promotional rate has a range of 12.24% to 20.24% APR, based on your creditworthiness.
- Annual Percentage Rate is based on creditworthiness of borrower. The APR is subject to change quarterly based on the Prime Rate on the first day of each calendar quarter (January, April, July, and October), to which we add a margin. An increase in the index will result in an increase in your APR.
- Credit limit of $500 to $2,500 is secured by a refundable deposit and may be applied to balance if in default. See Terms & Conditions for additional details. APR will not increase while the plan is open. Call 844.238.4228 for details.
A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Late payments or other account violations may result in the loss of the intro APR. If account is delinquent or over-limit at time of transfer, the intro rate will not apply. Promotional offer does not extend to Business Visa Platinum Credit Card. Loans held with Advia are ineligible for this promotion. Must be 18 or older. Rates as of 01/02/2026. Offer and rates are subject to change at any time. APR = Annual Percentage Rate. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to approval.