Préstamos hipotecarios para vivienda
Tanto si está pensando en comprar, construir o refinanciar una vivienda, le ofrecemos tipos de interés hipotecarios competitivos y las ventajas que busca.
¿Listo para dar el siguiente paso hacia la compra de una vivienda?
Junto con nuestro socio Mortgage Center, nuestro equipo de expertos está aquí para ayudarle a encontrar la solución hipotecaria de vivienda que se ajuste a sus necesidades.
Opciones hipotecarias convencionales
Tanto si compras tu primera vivienda como la casa de tus sueños, tenemos excelentes opciones diseñadas para ti.
Ahorra hasta
$800
en su hipoteca.2
- Los compradores de vivienda por primera vez disfrutan de un 0.25% de descuento en su tarifa (las ofertas no se pueden combinar)1
- Tasas de interés competitivas
- Opciones flexibles de pago inicial
Refinancia tu hipoteca actual
¿Busca reducir sus pagos, liquidar su préstamo más rápido o acceder al capital acumulado en su vivienda como efectivo? Nuestras opciones de refinanciamiento pueden ayudarle a alcanzar sus objetivos.
Ahorra hasta
$800
en su hipoteca.2
- Baje su tasa de interés
- Acortar el plazo de su préstamo
- Utilice su capital para acceder a fondos
Préstamo único para la construcción de viviendas
Integre su hipoteca y los costos de construcción de su vivienda en un solo préstamo con un único pago mensual.
Ahorra hasta
$800
en su hipoteca.2
- Pagos de solo intereses durante la construcción
- Una aplicación y un cierre
- Después de la construcción, su préstamo se convierte automáticamente en una hipoteca convencional.
¿Aún tienes preguntas sobre los préstamos hipotecarios para vivienda?
Nuestro equipo está aquí para guiarte. Contáctanos hoy mismo para obtener respuestas o para comenzar.
- Offer for 0.25% rate discount is available on purchase mortgage transactions for first-time homebuyers. Application must be taken between March 2nd, 2026 through August 31st, 2026. Mortgage amount must be between $40,000 and $832,750 to be eligible. Mortgage rates current as of 2/26/2026 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 5.875% and an APR of 5.998% has a payment of $1,330.96 with 0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to mortgages financed with Mortgage Center as a first-time homebuyer, which is defined as a buyer who has not owned a home within the past 3 years. Applicants must be or become an Advia Credit Union member and establish recurring direct deposits of paycheck, pension, or government benefits (such as Social Security) prior to mortgage closing. Person-to-Person payments (such as Zelle®) are not considered a direct deposit for purposes of this offer. Direct deposit must be at least $400 per deposit. Offer may not be combined with any other promotion or discount. The offer has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Offer may be modified or discontinued at any time without notice.
- $500 Closing Cost promotion is on purchase and refinance loan transactions and saves you $500 on your closed home loan’s closing costs. Borrowers will also receive a $300 deposit to their Advia account up to 90 days after closing. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between March 2nd, 2026 through August 31st, 2026. Mortgage amount must be between $40,000 and $832,750 to be eligible. Mortgage rates current as of 2/26/2026 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 5.875% and an APR of 5.998% has a payment of $1,330.96 with 0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to Residential Conventional First Mortgages financed with Mortgage Center and excludes government-backed loans, home equity loans, and Jumbo, PMI Saver, Right Choice, Non-Warrantable Condo and Community Champion loans. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Other restrictions may apply. Terms are subject to credit and mortgage approval. Offer may be modified or discontinued at any time without notice.